Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) 📈: отчетность и дивиденды за 2025

Capitalização

IFRS

Relatórios Anual Trimestral

	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	Média de 5 anos	CAGR 5
Капитализация, млрд €				62.8	47.96	53.89	50.81	36.83	27.18	40.16	31.79	44.69	45.8	36.13	3.94
Выручка, млрд €				17.69	20.89	20.57	18.53	18.34	15.24	18.02	0.011	27.16	29.54	15.75	8.17
Чистая прибыль, млрд €				2.64	3.48	3.52	5.32	3.51	3.84	4.65	6.36	8.02	8.02	5.28	17.97
EV, млрд €	214.16	293.21	314.02				37.09	43.49	-6.11	21.58	9.98	39.65	17.49	21.72	-1.83
EBIT, млрд €				12.66	15.82	17.22	19.86	5.57	2.9	6.58	10.25	12.39	12.03	7.54	17.34
EBITDA, млрд €				13.95	17.25	18.61	21.07	7.16	4.18	7.8	11.58	13.79	13.43	8.90	14.01
Баланс стоимость, млрд €				47.29	47.36	46.34	47.11	48.72	44.55	43.91	46.99	51.7	51.7	47.17	1.19
FCF, млрд €				20.36	4.67	0.714	7.17	-9.59	38.23	-2.19	21.28	-2.54	75.34	9.04	-23.33
Операционный денежный поток, млрд €				23.1	6.62	2.06	8.66	-8.21	39.35	-1.24	23.72	-0.721	77.16	10.58	-38.52
Операционная прибыль, млрд €				4.99	15.82	17.22	19.86	5.57	2.69	6.56	9.95	15.3	12.02	8.01	22.40
Операционные расходы, млрд €				4.56	11.18	9.91	7.12	10.23	9.13	-16.26	9.94	11.86	-17.52	4.98	3.00
CAPEX, млрд €				2.74	1.96	1.34	1.5	1.38	1.12	0.946	2.44	1.82	1.82	1.54	5.69

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	Média de 5 trimestres	CAGR 5
Капитализация, млрд €	45.97	42.11	42.12	33.93	29.84	32.53	42.74	42.69	45.39	50.15				42.70	9.04
Выручка, млрд €				6.12	5.92	4.87	5.99	7.03	9.25	7.44	8.22	21	8.82	10.95	-0.95
Чистая прибыль, млрд €				1.35	1.84	1.56	1.85	2.03	2.08	2.06	2.2	2.79	2.63	2.35	4.80
EV, млрд €				68.38	20.02	3.01	58.57	27.5	41.23	16.51	31.11	185.86	35.25	61.99	-3.09
EBIT, млрд €				2.71	3.18	2.77	8.06	3.4	3.31	2.93	-1.3	-1.01	3.86	1.56	3.12
EBITDA, млрд €				2.71	3.18	2.77	8.06	3.4	3.69	3.28	-0.921	-0.624	4.22	1.93	2.72
Баланс стоимость, млрд €				45.44	46.24	46.99	47.79	49.05	49.75	51.7	52	53.24	52.89	51.92	1.23
FCF, млрд €				15.3	7.83	-5.3	3.31	-11.59	-4.98	87.15	0.104	-27.18	2.18	11.45	-184.77
Операционный денежный поток, млрд €				16.92	8.2	-4.96	3.71	-11.22	-4.31	87.52	0.511	-26.91	2.47	11.86	-189.46
Операционная прибыль, млрд €				2.37	2.85	2.43	7.72	3.06	3.31	2.86	4.27	-0.144	5.33	3.13	10.00
Операционные расходы, млрд €				1.55	2.06	-6.81	-0.316	-4.97	-5.94	-4.58	4.2	3.25	8.72	1.13	-207.98
CAPEX, млрд €				1.62	0.373	0.339	0.398	0.376	0.674	0.371	0.407	0.278	0.286	0.4032	-15.76

	Média de 5 trimestres	CAGR 5

Fluxo de caixa Fluxo de caixa trimestral Ativos

Balanço Patrimonial

IFRS

Relatórios Anual Trimestral

	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	Média de 5 anos	CAGR 5
Наличность, млрд €						43.47	80.31	76.24	71.3	62.23	98.12	74.56	85.09	83.37	100.04	80.67	6.02
Short Term Investments €						113.43	79.22	69.48	56.34	61.18	74.42	60.39	58.95	62.18	62.21	63.42	0.32
Long term investments €					108.8	162.76	185.9	162.56	187.01	211.01	235.9	226.77	221.97	263.38		231.81	4.53
Total Receivables €						10.94	11.07	33.51	28.87	27.75	25.15	29.1	38.03	38.79	38.79	31.76	6.93
Total Current Assets €						47.77	135.64	145.82	147.56	151.16	197.69	164.05	197.19	184.34	162.25	178.89	4.05
Чистые активы, млрд €						9.94	8.25	7	7.07	9.89	7.67	7.19	8.44	172.23	217.32	41.08	77.09
Активы, млрд €						750.08	731.86	690.06	676.69	698.69	736.26	662.89	713.14	775.56	775.56	717.31	2.11
Short Term Debt €		0.0738	79.25	170.09	185.63					0.269	0.244	0.218	0.142	0.236	97.11	0.2218	-2.58
Long Term Debt €						81.98	76.38	63.92	63.97	68.62	64.59	55.76	55.43	68.71	68.71	62.62	0.03
Задолженность, млрд €						694.64	676.43	636.74	623.81	643.77	686.24	614.13	662.52	720.29	68.71	665.39	2.27
Чистый долг, млрд €						38.81	-3.69	-12.33	-10.19	1.74	-33.53	-12.84	-24.98	-9.18	-31.34	-15.7580	-239.46
Долг, млрд €				272.99	272.98			63.92	61.11	68.89	64.84	55.98	60.12	74.19	165.82	64.80	1.49
Interest income €						24.78	27.71	29.3	29.83	31.06	16.8	14.69	19.15	23.09		20.96	-5.76
Расходы на обслуживание долга €						8.76	10.65	11.54	12.24	12.86	7.8	8.33	12.28	24.76	24.76	13.21	14.00
Чист. проц. доходы, млрд €						16.02	17.06	17.76	17.59	18.2	16.8	14.69	19.15	23.09	25.85	18.39	4.87
Goodwill €					5.7	6.81	6.94	6.06	6.18	4.96	0.91	0.818	0.707	0.795		1.64	-30.66
Амортизация, млрд €						1.29	1.43	1.39	1.21	1.6	1.28	1.22	1.32	1.4	1.4	1.36	-2.64
Себестоимость, млрд €	16.42	19.76	25.15	20.93	15.44	715 306 151.76	1 611 169.38	1 000 000 000	-2.78					-2.38		143582.37	-108.02
Товарно материальные запасы €						4.3	6.24	5.28	2.34	-117.96	-229.65	-143.63	153.25	255.25	255.25	-16.5480	-216.69

	2013Q3	2013Q4	2014Q2	2014Q3	2014Q4	2015Q4	2016Q4	2017Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	Média de 5 trimestres	CAGR 5
Наличность, млрд €														90.44	95.19	85.09	88.18	80.83	72.38	100.04	105.5	53.25	90.2	84.27	4.50
Short Term Investments €														63.2	62.5	58.95	66.25	63.95	63.77	62.21	62.88	60.67	59.96	61.90	-1.22
Long term investments €											222.41	226.77	146.48	230.99	232.99	221.97	151.2	156.65	156.13	263.38				189.87	3.48
Total Receivables €												29.1	1.78	2.07	3.25	38.03	3.15	3.63	4.12	38.79		41.16		18.17	67.20
Total Current Assets €														166.56	176.65	197.19	157.58	148.41	140.26	162.25	16.19	124.2	287.4	146.06	15.43
Чистые активы, млрд €									7.7	7.21	7.07	7.19	7.38	8.04	8.57	8.44	172.23		9.12					41.28	2.55
Активы, млрд €														715.29	738.68	713.14	739.56	762.46	757.74	775.56	801.69	759.53	769.34	772.77	0.30
Short Term Debt €												0.218		70.13	30.56	0.142	46.15	111.67	104.1	0.236	45.78	87.07		69.77	-4.85
Long Term Debt €														54.76	54.81	55.43	57.85	66.8	68.91	68.71	73.63	73.52	67.33	70.42	-0.46
Задолженность, млрд €														666.5	688.78	662.52	59.81	70.29	72.62	68.71	745.91	702.44	712.57	460.45	57.89
Чистый долг, млрд €														-31.46	-35.95	-24.98	-30.33	-12.62	-1.95	-31.34	-31.87	131.95	-22.88	8.78	63.64
Долг, млрд €														124.89	85.37	55.57	104	68.21	70.43	68.71	73.63	185.2	67.33	93.06	-0.90
Interest income €											3.75	2.21	6.27	4.6	5.26	5.34	10.57	11.33	13.87	5.25				9.27	-0.34
Расходы на обслуживание долга €											2.18	2.14	2.11	2.74	3.49	20.62	4.93	5.56	7.43			9.22		9.55	-14.87
Чист. проц. доходы, млрд €													4.16	4.6	5.26	5.34	5.64	5.77	6.43	5.25	7.29	17.58		8.46	24.96
Goodwill €											0.881	0.818	0.846	0.727	0.76	0.707	0.746	0.793	0.799	0.795				0.7680	2.37
Амортизация, млрд €														0.0001	0.0000	0.0001	0.0000	0.000122	0.376	0.35	0.374	0.383	0.366	0.3698	-0.54
Себестоимость, млрд €	-9.8	11.13	8.74	-8.74	6.7	14.13	15.03	18.29				-0.351										-12.8		6.86	-198.04
Товарно материальные запасы €											1.05	1.26		-163.91	-175.94	-153.25	-207.66	154.5	146.93	255.25		5.24		70.85	-147.91

Promoção

IFRS

Relatórios Anual Trimestral

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Média de 5 anos	CAGR 5
EPS	0.2505	0.5864	0.4953	0.8846	0.7479	0.5645	0.7069	1.03	1.35			1.35	0.8799	12.54
Цена акции ао			8.5	5.29	5.58	4.94	5.87	6.01	9.11	9.72	14.49	14.49	9.04	19.81
Число акций ао, млн	6714.29	7533.33	6654.55	7150	6655.27	7333.33	6705	6189	5954			5954	6567.32	-2.20
FCF/акцию	3.03	0.6194	0.1073	1	-1.44	5.21	-0.3263	3.44	-0.4266			12.65	1.29	-21.60

	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2025Q1	Média de 5 trimestres	CAGR 5
EPS				0.2855	0.2885	0.273	0.3193	0.3404	0.357	0.3528	0.3768	0.4857	0.44		0.4025	4.27
Цена акции ао		6.28	6.12	5.06	4.54	5.4	7.1	7.15	7.78	8.6				14.49	9.02	15.34
Число акций ао, млн	7117.65	6705	6879.17	6700	6575	6026.4	6019	5969.57	5835.47	5833.55					5936.80	-0.65
FCF/акцию				2.28	1.19	-0.8795	0.5506	-1.94	-0.8534	14.94	0.0178	-4.73	0.3658		1.95	-184.41

	Média de 5 trimestres	CAGR 5

Eficiência

IFRS

Relatórios Anual Trimestral

	2008	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Média da indústria	Média de 5 anos	CAGR 5
ROE, %						5.59	7.34	7.59	11.3	7.21	8.62	10.6	13.99	16.25			15.51	10.84	11.33	17.65
ROA, %						0.3522	0.4748	0.51	0.7868	0.5027	0.5216	0.7019	0.9241	1.08			1.03	3.71	0.7461	16.53
ROIC, %	3.06	2.59	1.17	1.11	1.07					4.81	4.48	5.59	8.56	4.98				8.01	5.68	0.70
ROS, %								17.1	28.74	19.15	25.21	25.83	57800	29.52	27.14	27.14	27.14	23.12	11581.93	0.99
ROCE, %							28.55	32.3	37.56	10.13	5.8	13.5	1.44	3.45		1.7	1.7	-0.98	5.18	-21.76
Ebit margin, %										30.35	19.04	36.53	93200	45.62		40.7	40.7		18668.38	16.41
Рентаб EBITDA, %							82.56	90.46	113.72	39.07	27.46	43.28	105227.27	50.78		45.44	45.44	33.45	21078.85	10.60
Чистая рентаб, %						14.94	16.63	17.1	28.74	19.15	25.21	25.83	57800	29.52			27.14	23.02	11579.94	9.04
Operation Margin, %								83.72	107.2	30.35	17.66	36.43	90445.45	56.35	40.69	40.69	40.69	34.35	18123.92	2.24
Чистая процентная маржа, %				9.59	11.38	9.18	12.06	12.12	18.64	11.62	3.85	18.81					19.95	25.36	13.01	9.19
Доходность FCF, %					-10.77	32.42	9.73	1.32	14.11	-26.05	140.62	-5.45	66.92	168.58					68.92	-245.28

	2019Q4	2020Q4	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	Média da indústria	Média de 5 trimestres	CAGR 5
ROE, %						2.97	3.98	3.33	3.86	4.32	4.34	4.2	4.39	5.46	5.05	10.84	4.69	3.08
ROA, %						0.1887	0.2492	0.2192	0.2496	0.2706	0.274	0.2684	0.279	0.3579	0.3437	3.71	0.3046	4.64
ROIC, %	1.69	1.57		1.88		1.65	1.79	2.23		3.32	2.1	2.5		2.11		8.01	2.45	-1.10
ROS, %						22.07	31.12	32.07	30.82	28.89	22.53	27.67	26.77	13.3	29.77	23.12	24.01	5.73
ROCE, %						5.56	6.38	5.48	1.19	0.927	0.9403	1.13	-0.326	-0.2433	0.8627	-0.98	0.4727	-1.71
Ebit margin, %										48.29	35.81	39.33	-15.76	-4.8	43.71		19.66	4.07
Рентаб EBITDA, %						44.33	53.8	56.88	134.61	48.29	39.88	44.03	-11.21	-2.97	47.86	33.45	23.52	3.72
Чистая рентаб, %						22.07	31.12	32.07	30.82	28.89	22.53	27.67	26.77	13.3	29.77	23.02	24.01	5.73
Operation Margin, %						38.67	48.09	49.95	128.95	43.5	35.79	38.41	51.98	-0.6857	60.36	34.35	37.17	11.02
Доходность FCF, %			4.14	15.51	8.2	45.09	26.22	-16.29	7.75	-27.15	-10.97	173.76					25.42	-260.55

Chances

IFRS

Relatórios Anual Trimestral

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Média da indústria	Média de 5 anos	CAGR 5
P/E			23.77	13.8	15.32	9.54	10.49	7.08	8.63	5.5	6.09			6.09	22.00	7.56	-10.30
P/BV			1.33	1.01	1.16	1.08	0.7558	0.6102	0.9148	0.6907	0.8835			0.0691	2.50	0.7710	3.17
P/S			3.55	2.3	2.62	2.74	2.01	1.78	2.23	3178.22	1.8			1.65	4.83	637.21	-2.18
P/FCF					75.48	7.09	-3.84	0.7111	-18.36	1.49	0.5932	0.6079	0.6079	0.6079	7.77	-3.0122	-150.58
E/P					0.0653	0.1048	0.0954	0.1413	0.1158	0.2	0.1794	0.1751	0.1751	0.1751	1.16	0.1691	8.62
EV/EBIT							6.26	-2.3	3.09	0.9739	3.2	1.45	1.45	1.45		2.03	-14.04
EV/EBITDA	22.58	23.94			3.95	1.85	6.07	-1.46	2.77	0.8626	2.87			1.3	29.48	2.22	-13.91
EV/S	22.86	19.65					2.37	-0.4008	1.2	907.67	1.46	0.5921	0.5921	0.5921	5.45	182.30	-13.18
EV/FCF	-128.72	-38.89					-4.53	-0.1597	-9.86	0.4693	-15.61	0.2322	0.2322	0.2322	11.12	-4.9073	-147.25
Debt/EBITDA					3.43	3.05	9.62	15.5	7.18	5.19	5.38	12.35	12.35	12.35	-6.06	8.49	11.46
Netdebt/Ebitda					-0.6623	-0.4836	0.2423	-8.01	-1.65	-2.16	-0.6655	-2.33	-2.33	-2.33	-6.58	-1.8271	7.15
Debt/Ratio	0.4554	0.419					0.0986	0.0881	0.0845	0.0843	0.0957	0.2138	0.2138	0.2138	0.19	0.1384	20.40
Debt/Equity	6.43	5.56					1.41	1.46	1.27	1.28	1.44	0.763	0.763	0.763	18.90	1.10	-9.69
Debt/Net Income	122.53	104.27					19.62	16.88	12.03	9.46	9.25	20.68	20.68	20.68	20.98	14.42	11.44
Бета								1.87	1.97	1.62	1.73	-1.43	-7.15	-7.15	0.13	-0.6520	-229.41
Индекс Альтмана					-0.1209	-0.185	3.55	-0.0462	-0.1873	-0.0546	-4.74	-4.01	-4.01	-4.01	4.38	-2.6004	84.55

	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2025Q1	Média da indústria	Média de 5 trimestres	CAGR 5
P/E						25.13	16.21	20.81	23.16	5.66	5.86	6.04	7.56	5.96	5.88		22.00	6.26	0.07
P/BV						0.7467	0.6453	0.6923	0.8944	0.058	0.063	0.0677	1.13	0.9443	1.02		2.50	0.6450	74.52
P/S						5.55	5.04	6.68	7.14	1.73	1.62	1.63	1.98	1.18	1.25		4.83	1.53	-5.05
P/FCF			24.16	6.45	12.2	2.22	3.81	-6.14	12.9	-3.68	-9.11	0.5755					7.77	-1.0909	-162.28
E/P			0.0305	0.0318	0.0392	0.0398	0.0617	0.048	0.0432	0.0476	0.0459	0.041					1.16	0.0451	-3.10
EV/EBIT										8.1	12.45	5.64	-24.03	-184.57	9.14			-36.2740	-5.99
EV/EBITDA						25.21	6.29	1.09	7.26	1.58	2.3	0.896	3.3	34.31	5.92		29.48	9.35	20.81
EV/S						11.18	3.38	0.6181	9.78	3.91	4.46	2.22	3.79	8.85	3.99		5.45	4.66	-2.20
EV/FCF						4.47	2.56	-0.5683	17.67	-2.37	-8.28	0.1894	299.17	-6.84	16.14		11.12	60.08	-214.28
Debt/EBITDA						46.05	26.82	20.05	12.9	20.08	19.1	20.98	-79.94	-296.8	15.94		-6.06	-64.1440	-3.55
Netdebt/Ebitda						-11.6	-11.29	-9.01	-3.76	-3.71	-0.5297	-9.57	34.61	-211.46	-5.42		-6.58	-38.4739	59.22
Debt/Ratio						0.1746	0.1156	0.0779	0.1406	0.0895	0.0929	0.0886	0.0918	0.2438	0.0875		0.19	0.1209	-1.19
Debt/Equity						2.75	1.85	1.18	2.18	1.39	1.42	1.33	1.42	3.48	1.27		18.90	1.78	-2.21
Debt/Net Income						92.51	46.37	35.55	56.34	33.57	33.81	33.39	33.47	66.29	25.63		20.98	38.52	-5.39
Бета																-7.15	0.13	-7.1500	0.00
Индекс Альтмана	5.19	-0.4165	-0.3066	-0.2288	-0.1562	-0.0728	-0.0688	-0.1253			-2.7					-4.01	4.38	-1.3954	122.95

Dividendos

IFRS

Relatórios Anual Trimestral

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	Média da indústria	Média de 5 anos	CAGR 5
Див.выплата, млрд	1.03	1.6	1.7	2.11	2.15	1.07	0.926	2.81	2.81		0.7953		1.95	5.50
Дивиденд		0.4076	0.3333	0.2998	0.2903	0.1744	0.1638	0.0587	0.4577	0.6829	0.6829		0.3075	31.39
Див доход, ао, %		6.4	4.12	4.22	5.25	4.71	2.73	7.24	6.28	7.42	6.55	2.34	5.68	9.52
Дивиденды / прибыль, %	38.8	46.01	48.25	39.58	61.13	27.73	19.9	34.37	35.02		35.02	44.83	35.63	-10.54

	2018Q4	2019Q2	2019Q4	2020Q2	2021Q2	2021Q3	2021Q4	2022Q2	2022Q3	2022Q4	2023Q2	2023Q3	2023Q4	2024Q2	Média da indústria	Média de 5 trimestres	CAGR 5
Див.выплата, млрд					0.393	0.533	0.533	1.46	0.514	0.722	1.86	0.437	0.951	2.25		1.24	25.52
Дивиденд	0.115	0.1801	0.1101	0.1744	0.0714		0.0924	0.261		0.1164	0.3387		0.1695			0.1956	12.90
Див доход, ао, %	2.03	3.1	2.07	5.53	1.21		1.47	5.15		2.16	4.74		1.97		2.34	3.10	6.03
Дивиденды / прибыль, %					56.06	38.07	39.75	108.37	27.92	46.19	91.39	20.98	46.21	80.35	44.83	57.02	11.71

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IFRS

Relatórios Anual

	2021	2022	2023	2024	CAGR 5
Персонал, чел	122021	110432	115675	116499	-1.15

	CAGR 5

	CAGR 5

Investing Port

NYSE: BBVA - Banco Bilbao Vizcaya Argentaria, S.A.

Relatórios Banco Bilbao Vizcaya Argentaria, S.A.

Capitalização

Balanço Patrimonial

Promoção

Eficiência

Chances

Dividendos

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