Allianz SE (ALIZY) 📈: отчетность и дивиденды за 2025

Capitalização

Ifrs

Relatórios Anual Trimestral

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	Média de 5 anos	CAGR 5
Capitalização, bilhão €	76.17	70.5	86.98	93.56	95.67	85.46	99.12	8.27	9.29		1 699.66	59.56	-37.27
Receita, bilhão €		107.51	107.43	102.98	113	112.24	118.91	114.3	124.64	119.53	119.53	117.92	1.27
Lucro líquido, bilhão €		6.88	6.8	7.46	7.91	6.81	6.61	6.42	8.54	9.93	9.93	7.66	7.84
EV, bilhão €			106	110.54	111.36	106.04	117.16	24.12	74.25	123.27	1 110.67	88.97	3.06
EBIT, bilhão €		11.13	10.89	11.19	9.02	13.4	3.47	12.89	11.48	14.78	14.78	11.20	1.98
Ebitda, bilhão €		12.48	12.44	12.78	11.09	15.65	6	13.22	13.75	15.06	15.06	12.74	-0.77
Oibda €						19.35	9.73	15.63	20.91	19.15	19.15	16.95	-0.21
Valor do equilíbrio, bilhão €		67.34	65.55	61.23	74	80.82	79.95	51.47	58.48	60.29	60.29	66.20	-5.69
FCF, bilhão €		19.41	31.6	24.26	35.14	30.6	23.71	0.346	22.32	29.99	29.99	21.39	-0.40
Opera.Mnoe Stream, bilhão €		21.46	33.19	25.67	36.45	32.05	25.12	1.96	24.46	31.9	31.9	23.10	-0.09
Lucro operacional, bilhão €		11.13	10.89	11.19	9.02	13.4	3.47	10.64	15.7	14.02	14.02	11.45	0.91
Ópera. Despesas, bilhões €		-96.38	-96.54	-91.79	-103.98	-98.84	-115.44	-103.66	103.01	88	88	-25.3860	-197.70
Capex, bilhão €		2.06	1.59	1.41	1.31	1.45	1.41	1.62	2.14	1.92	1.92	1.71	5.78

	2013Q3	2013Q4	2014Q1	2014Q2	2014Q3	2014Q4	2015Q1	2015Q2	2015Q3	2015Q4	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	Média de 5 trimestres	CAGR 5
Capitalização, bilhão €											96.35	93.95	98.66	87.23	71.16	7.81	92.99	93.36	9.43	9.65							42.65	4.32
Receita, bilhão €																	24.07	31.4	25.26	35.03	37.66	22.63	31.72	34.53	26.93	24.12	27.99	1.28
Lucro líquido, bilhão €																	2.03	2.34	2.02	2.15	2.48	2.51	2.21	2.38	2.42	2.84	2.47	2.50
EV, bilhão €																	65.7	84.31	43.53	0.5002	147.23	116.77	80.41	123.04	103.75	127.7	110.33	1.81
EBIT, bilhão €																	2.93	2.72	2.53	2.05	3.68	-0.292	3.32	3.58	3.75	4.1	2.89	-269.62
Ebitda, bilhão €																	2.96	2.8	2.6	2.15	3.74	-0.217	3.39	3.65	3.81	4.18	2.96	-280.69
Oibda €																					1.11	-6.72	4.5	-10.11	5.14	5.44	-0.3500	-195.86
Valor do equilíbrio, bilhão €																	56.77	54.32	56.09	53.71	55.16	50.68	57.77	60.29	62.39	57.2	57.67	2.45
FCF, bilhão €								3.08	5.11	3.66			14.41	10.01	0.166	0.877	0.054	0.264	0.144								0.3010	-2.80
Opera.Mnoe Stream, bilhão €						5.78	10.11	3.8	5.58	4.18					0.166	0.877	0.054	0.264	0.144								0.3010	-2.80
Lucro operacional, bilhão €																	2.93	2.72	2.53	-0.105	-0.156	-3.99	3.32	-11.39	3.75	4.1	-0.8420	-200.55
Ópera. Despesas, bilhões €																	-21.14	-28.68	-22.73	-6.7	19.51	36.46	23.22	41.15	17.24	17.16	27.05	-13.99
Capex, bilhão €	0.491	0.419	0.308	0.32	0.531	0.533	0.336	0.714	0.464	0.519																	0.5132	-0.53

Fluxo de caixa O fluxo de caixa é trimestralmente Ativos

Saldo contábil

Ifrs

Relatórios Anual Trimestral

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	Média de 5 anos	CAGR 5
Dinheiro, bilhão €			14.46	17.12	17.23	18.48	16.6	20.84	19.82	21.57	24.67	31.64	20.70	8.25
Investimentos de curto prazo €			512.27	520.4	520.61	593.18	623.6	627.31	501.35	562.69	574.88	574.88	577.97	-1.61
Investimentos de longo prazo €		501.18	530.84	540.8	543.32	623.12	663.06	665.41	538.76	695.03			637.08	2.21
Contas a receber €			18.07	18.45	19.53	20.93	20.72	23.55	24.23	7.94	8.08	8.08	16.90	-17.17
Total de ativos circulantes €		503.21	526.73	537.52	537.85	611.65	640.2	648.15	521.17	18.92		36.71	488.02	-50.10
Ativos puros, bilhões €		7.05	7.14	7.16	7.17	9.83	9.83	9.74	9.74	58.48	60.29		29.62	43.73
Ativos, bilhões €			883.81	901.3	897.57	1 011.19	1 060.01	1 139.43	1 021.5	983.17	1 044.58	1 044.58	1049.74	-0.29
Dívida de curto prazo €				0.5	1.49	2.83	4.38	6.1	2.25	0.461		0.461	3.20	-30.44
Dívida de longo prazo €			34.18	35.64	32.72	31.34	32.8	32.78	33.05	21.58	23.12	23.12	28.67	-6.76
Dívida, bilhão €			813.42	832.7	833.89	933.82	975.42	1 055.21	966.26	919.59	980.5	980.5	979.40	0.10
Dívida pura, bilhão €			19.72	18.52	15.49	15.66	18.93	14.73	15.97	-21.57	9.04	-31.64	7.42	-13.74
Dívida, bilhão €				36.14	34.22	34.17	37.18	38.88	35.79	20.23	23.12	23.12	31.04	-9.06
Receita de juros €			21.26	20.95	20.73	21.5	20.39	22.04	23.98	25.39			22.66	3.38
Despesas com juros, bilhões €			1.21	1.15	1.04	1.11	0.999	1.16	1.44	1.85	0.762	0.762	1.24	-5.27
Renda de juros pura, bilhão €			-1.21	-1.15	-1.04	-1.11	-0.999	-1.16	-1.44	28.35		28.35	4.73	-291.18
Boa vontade €	12.17	12.1	12.37	11.85	12.33	13.21	13.49	15.95	16.25	16.62			15.10	4.70
Depreciação, bilhão €			1.35	1.54	1.59	2.07	2.24	2.53	0.323	2.27	0.282	0.282	1.53	-33.93
Custo, bilhão €		85.03	85.23	84.51	80.3	89.51				-58.69	17.52	17.52	42.63	-27.00

	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q2	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	Média de 5 trimestres	CAGR 5
Dinheiro, bilhão €																24.53	25.61	24.14	29.21	28.37	28.06	30.96	21.84	32.62	33.89	29.47	3.85
Investimentos de curto prazo €						601.57	623.6		621.23		627.31		532.89		501.35				562.69		681.29		574.88		557.06	575.45	2.13
Investimentos de longo prazo €										681.33	665.41	637.77	567.5	566.83	538.76	703.53	701.29	693.09	695.03							666.34	5.23
Contas a receber €									22.95		22.93		24.65		23.87	0.355	13.46		7.94		8.11		8.08		9.89	9.50	-5.98
Total de ativos circulantes €												24.38	555	26.84	521.17	24.53	25.61	24.14	36.71	28.45	28.06					28.59	1.84
Ativos puros, bilhões €									6.44		9.74		6.22		9.74		6.81				50.68	57.77	60.29	62.39	57.2	57.67	2.45
Ativos, bilhões €																956.52	957.73	942.67	958.46	978.53	998.35	1 026.49	1 044.58	1 026.86	992.88	1017.83	-0.11
Dívida de curto prazo €	1.49				1.25								11.56		2.25		1.77		0.461		5.17					4.24	-14.87
Dívida de longo prazo €									31.44	36.25	32.78	36.83	33.65	40.92	33.05						43.77		23.12		25.81	33.33	-8.81
Dívida, bilhão €																1.98	1.98	2.04	899.64	919.93	939.54	965.11	980.5	960.65	932.37	955.63	-0.15
Dívida pura, bilhão €																-24.53	-1.18	34.66	-8.98	38.79	15.71	-30.96	9.04	-32.62	-5.7	-8.9060	-181.65
Dívida, bilhão €													45.21	44.41	35.29		24.43	58.81	20.23	67.16	43.77		23.12		28.19	36.49	6.86
Receita de juros €							4.98	5.5	5.19	4.91	5.58	5.57	6.22	5.51	17.7	6.51										8.30	3.17
Despesas com juros, bilhões €														0.58	1.29	0.142	0.15	0.165	1.39	0.183		0.1719	0.196	0.19		0.4262	-32.83
Renda de juros pura, bilhão €									-0.227	0.268	-0.457	-0.132	-0.599	0.58	-1.29	-0.142	-0.15	-0.165								-0.2334	-177.77
Boa vontade €			12.43		13.21	13.15	13.49		13.59		15.95		16.15		16.25		16.55		16.62							16.30	0.83
Depreciação, bilhão €																0.027	0.074	0.072	0.098	0.067	0.075	0.0654	0.0711	0.068	0.077	0.0713	0.53
Custo, bilhão €		24.84	18.88	24.5	21.29														-4.57		-11.77	5.31	6.16	6.12	2.85	1.73	-175.30

Promoção

Ifrs

Relatórios Anual Trimestral

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Média de 5 anos	CAGR 5
EPS	7.9	1.77	2	2.08	1.9	1.86	15.86	2.16	2.56		0.2556	4.87	6.14
O preço da ação do AO		22.97	20.14	24.21	24.65	23.61	21.45	26.69	30.54	41.46	41.46	28.75	11.92
O número de ações da AO, milhões	4550.68	4285.06	4234.98	4165.77	4120.46	4084.58	404.79	3963.16	3885.83		38858.33	3291.76	-1.17
FCF/Promoção	4.26	7.37	5.73	8.43	7.43	5.81	0.8548	5.63	7.72		0.7717	5.49	0.77

	2014Q4	2015Q1	2015Q2	2015Q3	2015Q4	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	Média de 5 trimestres	CAGR 5
EPS												0.5898	0.5819	5.11	5.49	0.632	0.6449	0.5711	0.6126	0.6277	0.736			0.6385	2.68
O preço da ação do AO										17.43	19.42	23.16	23.25	23.86	24.64					38.41	39.23	41.79	40.93	37.00	10.68
O número de ações da AO, milhões						4084.58	4084.58	4082.19	4082.19	4082.19	402.2	4015.89	4015.89	395.15	391.46									1844.12	-0.54
FCF/Promoção	1.15	2.15	0.6758	1.12	0.8049					0.0407	2.18	0.0134	0.0657	0.3644										0.5328	55.02

Eficiência

Ifrs

Relatórios Anual Trimestral

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Média na indústria	Média de 5 anos	CAGR 5
ROE, %		10.22	10.38	12.19	10.69	8.42	8.27	9.77	14.61	16.47		16.72	241.59	11.51	14.36
Roa, %		0.7788	0.7548	0.8314	0.7826	0.6422	0.5801	0.5943	0.8687	0.9507		0.9795	224.04	0.7272	8.16
ROIC, %			10.29	11.67	11.07	2.42	2.23	13.01	18.16				10.72	9.38	10.41
Ros, %			6.33	7.25	7	6.06	5.56	5.62	6.85	8.31	8.31	8.31	28.64	6.93	8.37
Roce, %			15.88	17.58	11.66	15.84	4.12	1.28	18.05	23.06	23.06	23.06	16.71	13.91	41.12
EBIT margem					7.98	11.94	2.92	11.28	9.21	12.36	12.36	12.36	28.05	9.63	33.45
Lucratividade do EBITDA			11.58	12.41	9.81	13.94	5.04	11.56	11.03	12.6	12.6	12.6	36.87	10.57	20.11
Pura lucratividade		6.4	6.33	7.25	7	6.06	5.56	5.62	6.85	8.31		8.31	28.64	6.48	6.52
Eficiência operacional, %			10.14	10.87	7.98	11.94	2.92	9.31	12.6	11.73	11.73	11.73	34.62	9.66	32.06
FCF lucratividade, %	28.4	27.53	36.33	25.93	36.73	35.81	23.92	4.18	244.76			1.76	282.05	69.08	46.13

	2014Q4	2015Q1	2015Q2	2015Q3	2015Q4	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	Média na indústria	Média de 5 trimestres	CAGR 5
ROE, %								3.58	4.3	3.73	3.91	4.5	4.96	3.83	3.94	3.88	4.97			241.59	4.32	0.04
Roa, %								0.2124	0.244	0.2127	0.2263	0.2556	0.2517	0.2155	0.2274	0.236	0.2861			224.04	0.2433	2.60
Ros, %										8	6.14	6.57	11.11	6.97	6.88	9	11.78	8.31	8.31	28.64	8.86	3.85
Roce, %										0.3246	0.2717	0.4829	-0.4965	5.42	5.58	5.66	6.78	23.06	23.06	16.71	12.83	32.81
EBIT margem										10.01	5.86	9.76	-1.29	10.48	10.36	13.91	17.01	12.36	12.36	28.05	13.20	3.59
Lucratividade do EBITDA										10.29	6.14	9.94	-0.9589	10.68	10.57	14.16	17.33	12.6	12.6	36.87	13.45	3.58
Pura lucratividade								8.44	7.44	8	6.14	6.57	11.11	6.97	6.88	9	11.78			28.64	9.15	1.18
Eficiência operacional, %										10.01	-0.2997	-0.4142	-17.61	10.48	-32.98	13.91	17.01	11.73	11.73	34.62	4.28	-181.32
FCF lucratividade, %	7.07	12.83	4.03	6.94	4.67	0.2333	11.23	0.0581	0.2828	1.53										282.05	2.67	45.67

Coeficientes

Ifrs

Relatórios Anual Trimestral

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Média na indústria	Média de 5 anos	CAGR 5
P/e	10.24	12.79	12.54	12.09	12.55	15	1.27	11.22	115.02		115.02	124.90	31.01	55.75
P/bv	1.05	1.33	1.53	1.29	1.06	1.24	0.1476	1.51	17.83		17.83	1.88	4.36	75.86
P/s	0.6557	0.8096	0.9085	0.8466	0.7614	0.8336	0.0713	0.7688	9.56		9.56	3.05	2.40	65.87
P/fcf		2.75	3.86	2.72	2.79	4.18	23.91	0.4086	4.05	56.68	56.68	-1.52	17.85	68.44
E/p		0.0782	0.0798	0.0827	0.0797	0.0667	0.7762	0.9195	0.0928	0.0058	0.0058	77.04	0.3722	-38.64
EV/EBIT				2.74	2.04	6.71	1.87	6.47	8.34	75.16	75.16	94.81	19.71	62.13
EV/EBITDA		8.52	8.65	10.04	6.78	19.54	1.82	5.4	8.19		73.75	185.07	8.35	3.85
EV/S		0.9866	1.07	0.9855	0.9448	0.9853	0.211	0.5957	1.03	9.29	9.29	4.27	2.42	56.64
EV/FCF		3.35	4.56	3.17	3.47	4.94	69.71	3.33	4.11	37.04	37.04	13.49	23.83	49.62
Dívida/Ebitda		2.91	2.68	3.08	2.38	6.48	2.71	1.47	1.53	1.53	1.53	-118.65	2.74	-25.08
NetDebt/Ebitda		1.49	1.21	1.41	1.21	2.46	1.21	-1.57	0.6001	-2.1	-2.1	228.18	0.1200	-196.89
Dívida/índice		0.0401	0.0381	0.0338	0.0351	0.0341	0.035	0.0206	0.0221	0.0221	0.0221	0.14	0.0268	-8.31
Dívida/patrimônio líquido		0.5513	0.5588	0.4617	0.46	0.4863	0.6953	0.346	0.3834	15.3	15.3	14.31	3.44	99.32
Dívida/lucro líquido		5.31	4.59	4.32	5.46	5.88	5.57	2.37	2.33	2.33	2.33	31.77	3.70	-16.90
Peg										3185.27	3185.27	-192.63	3185.27	0.00
Beta								1.17	-0.0425	0.3206	0.3206	0.21	0.4827	-35.05
ÍNDICE ALTMAN		0.5231	0.576	0.649	0.5718	0.6312	0.5392	0	0.2959	2.12	2.12	50.06	0.8316	29.96

	2015Q3	2015Q4	2020Q4	2021Q2	2021Q4	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	2025Q4	Média na indústria	Média de 5 trimestres	CAGR 5
P/e									45.76	1.81	1.33	2.07	12.17	11.09	12.26	15.4	26.37	4.29			124.90	13.88	-17.30
P/bv									1.64	0.0894	0.0094	0.1612	1.85	1.72	1.85	17.79	20.6	0.2202			1.88	8.44	-33.71
P/s									3.86	0.0972	0.0778	0.1448	0.8449	0.843	0.9024	1.2	2.27	0.4778			3.05	1.14	-10.73
P/fcf	14.41	21.43					428.69	8.9	1722	353.64	65.46							3.07	56.68	56.68	-1.52	107.11	-30.66
E/p						0.0227	0.0016	0.5473	0.0219	0.025	0.2144	0.223						0.1079	0.0058	0.0058	77.04	0.1114	-51.42
EV/EBIT											17.22	0.2437	40.06	-399.9	24.19	34.4	27.7	31.13	75.16	75.16	94.81	48.71	16.92
EV/EBITDA									4.78	30.14	2.74	0.0476	12.04	-538.12	23.72	33.73	27.21	30.56			185.07	-84.5800	-156.34
EV/S											1.72	0.0143	3.91	5.16	2.53	3.56	3.85	5.29	9.29	9.29	4.27	6.26	21.15
EV/FCF								26.55		319.37	302.32							37.04	37.04	37.04	13.49	146.56	-35.01
Dívida/Ebitda								4.68		8.74	22.62	9.41	17.95	-201.69		6.34		6.75	1.53	1.53	-118.65	-37.1080	-137.67
NetDebt/Ebitda											13.33	-4.17	10.37	-72.39	-9.13	2.48	-8.55	-1.36	-2.1	-2.1	228.18	-2.3260	-196.73
Dívida/índice								0.0346		0.0255	0.0624	0.0211	0.0686	0.0438		0.0221		0.0284	0.0221	0.0221	0.14	0.0277	-12.79
Dívida/patrimônio líquido								0.6857		0.4498	1.05	0.3767	1.22	0.8636		0.3834		0.4928	15.3	15.3	14.31	6.47	77.70
Dívida/lucro líquido								8.26		10.46	29.1	9.41	27.13	17.42		9.73		9.92	2.33	2.33	31.77	8.35	-33.13
Peg																		50.33	43.17	3185.27	-192.63	1092.92	298.51
Beta																	-2.92	-0.1674	-0.0158	0.3206	0.21	-0.6956	-157.56
ÍNDICE ALTMAN			0.454	0.5422	0.5818	0.3985		0.4884		-3.31							0.2959	0.2932	2.12	2.12	50.06	0.3038	-191.47

Dividendos

Ifrs

Relatórios Anual Trimestral

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Média na indústria	Média de 5 anos	CAGR 5
Div. Pagamento, bilhão	2.41	3.38	3.65	3.66	3.67	4.06	-3.95	-3.96	4.93	5.75					1.37	7.21
Dividendo				0.803	0.986	1.02	1.04	1.15	0.0071	1.08	1.29	1.47	1.47		0.9994	5.03
Div renda, AO, %				3.96	4.46	4.42	5.01	4.73	5.65	4.89	4.42	3.62	3.62	5.51	4.66	-5.21
Dividendos / lucro, %			52.97	53.81	49.22	51.33	-58.06	-59.85	75.84	57.73	57.91		57.91	141.39	14.71	-199.95
O coeficiente de revestimento de dividendos							1.72	1.36	1.3	1.49				11.84	1.47	-3.53

	2013Q3	2013Q4	2014Q1	2014Q2	2014Q3	2014Q4	2015Q1	2015Q2	2015Q3	2015Q4	2016Q2	2017Q2	2018Q2	2019Q2	2020Q2	2021Q2	2022Q2	2023Q2	Média na indústria	Média de 5 trimestres	CAGR 5
Div. Pagamento, bilhão	0.035	0.023	0.078	2.41	0.039	0.067	0.074	3.22	0.02	0.067										0.6896	0.00
Dividendo				0.732				0.768			0.804	0.803	0.986	1.02	1.04	1.15	1.17	1.25		1.13	4.15
Div renda, AO, %				4.36				4.58			5.05	4.21	4.43	4.37	5.66	4.4	5.45	5.37	5.51	5.05	4.21
Dividendos / lucro, %	2.42	1.83	4.76	137.04	2.43	5.5	4.06	159.61	1.47	4.72									141.39	35.07	-3.01

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Ifrs

Relatórios Anual

	2020	2021	2022	2023	2024	LTM	CAGR 5
Capex/Receita, %	1.29	1.19	1.42	1.72	1.6	1.6	4.40
Funcionários, pessoas				159 253	157 883		-0.43

	CAGR 5

	CAGR 5

Investing Port

Allianz SE

Relatórios Allianz SE

Capitalização

Saldo contábil

Promoção

Eficiência

Coeficientes

Dividendos

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