Fusion Micro Finance Limited (FUSION) 📈: отчетность и дивиденды за 2025

Capitalização

Ifrs

Relatórios Anual Trimestral

	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	Média de 5 anos	CAGR 5
Capitalização, bilhão ₹							36.93	52.37		54.68	44.65	19.08
Receita, bilhão ₹	0.6414	2.01	2.67	200.47	531.89	659.57	5.73	15.9	20.87	20.87	246.79	-47.67
Lucro líquido, bilhão ₹	0.1309	0.0482	-0.536	41.77	56.96	35.96	0.1179	3.87	5.05	5.05	20.39	-38.41
EV, bilhão ₹				1 835.44	1 991.84	2 632.44	25.82	93	118.09	118.09	972.24	-43.17
EBIT, bilhão ₹	0.2196	-0.9902	-1.56	56.53	114.49	203.58	-0.8676	5.13	6.64	6.64	65.79	-43.42
Ebitda, bilhão ₹	-0.0033	-0.0032	0.2806	-0.4179	116.6	206.76	2.82	5.2	6.73	6.73	67.62	-43.47
Oibda ₹					1.49	2.29	2.38	6.56	9.21	9.21	4.39	43.95
Valor do equilíbrio, bilhão ₹	0.7279	12.18	19.68	521.05	981.09	1 019.93	7.25	23.22	28.48	28.48	411.99	-50.73
FCF, bilhão ₹	-2.39	-2.62	-5.99	-1 182.53	-615.83	-655.33	-8.92	-16.71	-13.7	-13.7	-262.0980	-53.29
Opera.Mnoe Stream, bilhão ₹	-2.37	-2.58	-5.97	-1 180.22	-613.29	-648.96	-8.89	-16.63	-13.5	-13.5	-260.2540	-53.38
Lucro operacional, bilhão ₹	0.2229	0.016	0.0204	56.95	114.49	203.58	1.38	5.23	7.53	7.53	66.44	-41.98
Ópera. Despesas, bilhões ₹	0.4185	1.03	1.88	143.52	54.03	57.26	0.5662	1.36	1.78	1.78	23.00	-49.47
Capex, bilhão ₹	0.0195	0.041	0.0239	2.31	2.54	6.37	0.034	0.0753	0.1933	0.1933	1.84	-40.26

	2021Q2	2021Q3	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	Média de 5 trimestres	CAGR 5
Capitalização, bilhão ₹						36.93				59.31					48.12	26.73
Receita, bilhão ₹					244.45	348.93	382.72	416.43	439.49	5.48	5.39	6.28	6.31	4.41	5.57	-4.25
Lucro líquido, bilhão ₹					10.8	83.85	95.61	101.32	109.32	1.26	1.33	-0.3562	-3.05	-7.19	-1.6012	-241.67
EV, bilhão ₹				4 366.75			8 106.22		10 681.34	124.8	117.95	121.52	93.71	79.61	107.52	-8.60
EBIT, bilhão ₹					-45.19	132.04	154.95	183.08	183.24	1.95	2.91	2.19	2.11	0.231	1.88	-34.73
Ebitda, bilhão ₹					-43.79	133.64	156.86	184.56	185.05	1.97	2.93	2.22	2.13	0.263	1.90	-33.15
Oibda ₹										2.65	3.66	4.77	7.29	7.69	5.21	23.75
Valor do equilíbrio, bilhão ₹					15.14	1 260.19	1 938.43	1 952.96	2 241.36	27.09	28.48	28.48	25.23	18.06	25.47	-7.79
FCF, bilhão ₹		-4.17	0.0392	-474.21	-253.78	3.25	5.61	0.0191	3.64	0.0476				0.1623	1.90	-50.77
Opera.Mnoe Stream, bilhão ₹		-4.15	0.0392	-473.35	-251.76	3.25	5.61	0.0191	3.64	0.0476				0.1758	1.90	-49.97
Lucro operacional, bilhão ₹					-45.19	132.04	154.95	183.08	183.24	1.95	2.05	2.19	2.11	0.231	1.71	-34.73
Ópera. Despesas, bilhões ₹					38.64	24.98	30	30.34	34.08	0.3965	0.6319	0.5012	0.5204	0.529	0.5158	5.94
Capex, bilhão ₹	0.6154	0.0157		0.856	2.02									0.0135	0.7041	-53.42

	Média de 5 trimestres	CAGR 5

Fluxo de caixa O fluxo de caixa é trimestralmente Ativos

Saldo contábil

Ifrs

Relatórios Anual Trimestral

	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	Média de 5 anos	CAGR 5
Dinheiro, bilhão ₹	0.6167	1.73	4.95	602.74	441.63	994.62	5.48	9.5	14.75	14.75	293.20	-49.33
Investimentos de curto prazo ₹		2.27	0.1125	194.02	204.87	72.74	0.853	1.15	0.785	0.785	56.08	-67.14
Contas a receber ₹		6.24	9	6.1	21.06	25.26	0.3713	1.05	61.61	61.61	21.87	23.95
Total de ativos circulantes ₹	0.6167	1.67	5.06	602.74	2 308.29	3 357.96	26.27	62.21	78.04	78.04	1166.55	-49.21
Ativos puros, bilhões ₹					2 273.68	3 307.61	3 967.73	7 495.38		3 973.21	4261.10	34.75
Ativos, bilhões ₹	6.12	3.2	6.02	3 005.92	3 469.73	4 777.38	39.5	93.64	117.74	117.74	1699.60	-49.17
Dívida de curto prazo ₹		6.18	10.02	1 301.4	927.15	1 253.67	12.35	25.6	32.43	32.43	450.24	-48.86
Dívida de longo prazo ₹						29.23	34.97	42.18	53.73	53.73	40.03	16.44
Dívida, bilhão ₹	5.39	0.3426	0.4208	2 484.86	2 488.64	3 757.44	32.25	70.42	89.26	89.26	1287.60	-48.60
Dívida pura, bilhão ₹	2.02	-1.57	-4.77	1 835.44	1 991.84	2 632.44	25.82	58.28	71.41	71.41	955.96	-48.61
Dívida, bilhão ₹				2 438.18	2 433.47	3 627.06	31.3	67.78	86.16	86.16	1249.15	-48.74
Despesas com juros, bilhões ₹				211.16	32.66	0.4337	0.0048	0.0102	0.0099	0.0099	6.62	-80.22
Boa vontade ₹		0.1065	0.2485	0.2388	0.3465	0.8583	1.1	1.05			0.7187	34.47
Depreciação, bilhão ₹	-0.2229	0.9869	1.84	-56.95	2.15	3.25	3.68	0.0741	0.0901	0.0901	1.85	-46.98
Custo, bilhão ₹		0.016	0.0204	0.0275	4.68	5.24	3.78	9.31	11.55	11.55	6.91	19.80
Suprimentos médicos ₹		-20.76	-28.69	824.63	1 625.04	2 239.77	19.53	79.81		6 672.17	957.76	-37.32

	2018Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	Média de 5 trimestres	CAGR 5
Dinheiro, bilhão ₹					827.64	551.4	9.17		793.4		1 218.06	13.58	14.75	15.9	17.93	11.35	14.70	-3.52
Investimentos de curto prazo ₹					130.78	105.86	1.13		95.73		52.8	0.6059	0.785	0.6043	0.575	0.6608	0.6462	1.75
Contas a receber ₹			0.0336		0.6852		0.0609		87.88		10.8		0.1385		91.52	0.0933	38.09	-74.58
Total de ativos circulantes ₹	5.06			48.49	4 028.12	4 083.17	10.3		7 646.58		8 874.47	14.18	78.04		110.07		3344.67	-57.18
Ativos puros, bilhões ₹					3 967.73	4 021.95			7 495.38								5161.69	23.62
Ativos, bilhões ₹					5 966.04	6 231.8	82.9		7 817.06		9 073.32	110.57	117.74	122.54	114.81	93.87	111.91	-3.22
Dívida de curto prazo ₹				22.79	1 893.16	1 892.51			2 137.41				52.84				1199.74	18.32
Dívida de longo prazo ₹													53.73		86.41		70.07	26.82
Dívida, bilhão ₹					4 871.15	5 072.66	67.76		5 878.63		6 831.96	83.48	89.26	94.36	89.58	75.8	86.50	-1.91
Dívida pura, bilhão ₹					3 898.9	4 366.75	56.3		4 865.48		5 329.55	66.66	71.41	75.33	68.48	61.75	68.73	-1.52
Dívida, bilhão ₹					4 726.54	4 918.16			5 658.88		6 547.61	80.24	86.16	91.23	86.41	73.11	83.43	-1.84
Despesas com juros, bilhões ₹		0.1236			0.0025	0.2038	57.99	22.51	28.11								21.76	545.93
Depreciação, bilhão ₹							1.42	1.63	1.92	1.48	1.82	0.0238	0.0278	0.0236	0.0285	0.032	0.0271	6.10
Custo, bilhão ₹							2.37	2.52	2.64	236.62	252.49	3.13	2.71	3.59	3.68	3.65	3.35	3.12
Suprimentos médicos ₹					36.05				6 662.73								3349.39	1259.48

Promoção

Ifrs

Relatórios Anual Trimestral

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Média de 5 anos	CAGR 5
EPS				870.13	566.07	357.35	1.43	43.13	50.11		50.11	203.62	-38.42
O preço da ação do AO							364.2	576.4	177.44	193.67	193.67	327.93	-14.61
O número de ações da AO, milhões	33.86	41.97	41.97	3996.21	8360.23	8360.23	44.66	89.76	100.84		100.84	3391.14	-58.67
FCF/Promoção	-70.49	-62.42	-142.78	-295.91	-74.78	-79.58	-199.83	-186.12	-135.83		-135.83	-135.2280	12.68

	2015Q4	2016Q4	2017Q4	2018Q4	2021Q4	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	Média de 5 trimestres	CAGR 5
EPS							116.98	908.35	952.8	1003.43	1081.14	12.51	13.2	-3.54	-30.31	-71.46			-15.9200	-241.70
O preço da ação do AO								368.18	401.26	472.6	609.95	586.79					136.85	193.67	399.97	-16.34
O número de ações da AO, milhões	19.14	33.86	41.97	41.97	100.63			100.29				101.08							77.19	19.22
FCF/Promoção						-57.58		0.3897	0.6699	0.3486	0.4134	0.4709				1.61			0.7026	19.17

Eficiência

Ifrs

Relatórios Anual Trimestral

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Média na indústria	Média de 5 anos	CAGR 5
ROE, %	17.98	0.3952	-2.72	15.38	5.81	3.59	1.68	21.16	19.55		19.55	16.86	10.36	27.47
Roa, %	2.14	1.5	-8.9	1.8	1.64	0.8721	0.3314	4.65	4.78		4.78	4.25	2.45	23.86
Ros, %		2.4	-20.05	13.83	10.71	5.45	2.06	24.35	24.22	24.22	24.22	55.32	16.06	34.76
Roce, %		-34.61	-27.81	1.9	4.57	5.95	-3.3	7.83	8.07	23.32	23.32	24.13	8.37	31.41
EBIT margem					-22.38	0.1438	-15.14	32.26	31.83	31.83	31.83	59.28	16.18	194.45
Lucratividade do EBITDA		-0.1616	10.5	-0.21	21.92	31.35	49.21	32.73	32.27	32.27	32.27	61.72	35.57	0.58
Pura lucratividade	20.4	2.4	-20.05	20.83	10.71	5.45	2.06	24.35	24.22		24.22	55.32	13.36	17.73
Eficiência operacional, %		0.7972	0.7634	0.4828	21.52	26.27	24.08	32.88	36.09	36.09	36.09	56.13	31.08	6.56
FCF lucratividade, %							-44.6	-31.9					-38.2500	-15.43

	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q2	2025Q3	Média na indústria	Média de 5 trimestres	CAGR 5
ROE, %			6.28	7.2	7.3	5.19	6.13	5.42	5.21	-1.33	-11.14	-27.46			16.86	-5.8600	-238.34
Roa, %	0.181	1.01	1.15		2.45		2.41	1.18	1.16	-0.2965	-2.57	-6.89			4.25	-1.4833	-242.32
Ros, %					24.98	24.33	24.87	23.09	24.64	-5.67	-48.38	-163.17	24.22	24.22	55.32	-33.7560	-233.70
Roce, %			10.92		2.45		2.15	2.09	2.94	2.1	1.96	0.2239	23.32	23.32	24.13	10.18	61.85
EBIT margem							41.69	35.54	53.97	34.91	33.41	5.24	31.83	31.83	59.28	27.44	-1.83
Lucratividade do EBITDA					40.99	44.32	42.11	35.98	54.48	35.29	33.86	5.97	32.27	32.27	61.72	27.93	-1.77
Pura lucratividade			4.42	24.03	24.98	24.33	24.87	23.09	24.64	-5.67	-48.38	-163.17			55.32	-33.8980	-247.86
Eficiência operacional, %					40.49	43.96	41.69	35.54	38.04	34.91	33.41	5.24	36.09	36.09	56.13	29.15	0.67
FCF lucratividade, %				0.1058				0.0803								0.0930	-12.88

Coeficientes

Ifrs

Relatórios Anual Trimestral

	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Média na indústria	Média de 5 anos	CAGR 5
P/e						169.74	8.97	9.24		9.24	36.28	62.65	-62.10
P/bv						2.76	1.5	1.64		1.64	3.47	1.97	-15.93
P/s						3.49	2.18	2.24		2.24	11.12	2.64	-13.74
P/fcf						-2.24	-0.0394	-7.37	-3.99	-3.99	9.16	-3.4099	15.53
E/p						0.0059	0.0739	0.0501	0.0924	0.0924	0.14	0.0556	98.93
EV/EBIT				-16.74	2778.13	-29.76	18.13	17.78	17.78	17.78	166.14	560.41	-63.59
EV/EBITDA			-4391.67	17.08	12.73	9.17	17.87	17.54		17.54	38.04	14.88	0.53
EV/S				3.74	3.99	4.51	5.85	5.66	5.66	5.66	13.61	5.13	7.24
EV/FCF				-3.23	-4.02	-2.89	-5.57	-8.62	-8.62	-8.62	11.74	-5.9440	16.48
Dívida/Ebitda				20.87	17.54	11.1	13.03	12.8	12.8	12.8	17.17	13.45	-6.11
NetDebt/Ebitda	484.26	-16.99	1485.31	17.08	12.73	9.16	11.2	10.61	10.61	10.61	-0.25	10.86	-3.58
Dívida/índice				0.7013	0.7592	0.7924	0.7239	0.7318	0.7318	0.7318	0.30	0.7478	-0.73
Dívida/patrimônio líquido				2.48	3.56	4.32	2.92	3.03	3.13	3.13	7.29	3.39	-2.54
Dívida/lucro líquido				42.72	100.86	265.48	17.51	17.05	17.05	17.05	13.96	83.59	-29.92
Peg									-0.0275	-0.0275	17.94	-0.0275	0.00
Beta							-0.7022	6.04	4.88	4.88	4.91	3.41	-290.83
ÍNDICE ALTMAN							0.7319	62.94	34.21	34.21	1.01	32.63	260.22

	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2024Q4	2025Q1	2025Q2	2025Q3	Média na indústria	Média de 5 trimestres	CAGR 5
P/e			18.22	10.04	12.86	13.23	11.59	9.25							36.28	11.39	-1.63
P/bv			2.44	1.67		2.39	2.15	1.63	1.64	0.9999	0.9887				3.47	1.48	-14.39
P/s			3.28	2.4	3.12	3.25	2.86	2.24	2.08	1.08	0.7976				11.12	1.81	-22.54
P/fcf			944.9				1246.05						-3.99	-3.99	9.16	545.74	-125.49
E/p			0.0277				0.0213						0.0924	0.0924	0.14	0.0585	35.14
EV/EBIT						58.29	64.11	40.58	55.4	44.49	344.65		17.78	17.78	166.14	96.02	-20.33
EV/EBITDA	47.58			15.57		15.68	17.92	13.91	13.65	10.12	10.55				38.04	13.23	-10.05
EV/S						24.3	22.79	21.9	19.34	14.86	18.06		5.66	5.66	13.61	12.72	-21.79
EV/FCF						2934.43	2621.8				490.54		-8.62	-8.62	11.74	1205.91	-131.16
Dívida/Ebitda	56.94			36.07		35.38	40.72	29.36	41.15	40.48	277.98		12.8	12.8	17.17	77.04	-20.83
NetDebt/Ebitda		33.72		31.02		28.8	33.83	24.33	33.97	32.08	234.8		10.61	10.61	-0.25	64.41	-20.76
Dívida/índice						0.7216	0.7257	0.7318	0.7445	0.7527	0.7789		0.7318	0.7318	0.30	0.7479	-0.34
Dívida/patrimônio líquido						2.92	2.96	3.03	3.2	3.43	4.05		3.13	3.13	7.29	3.39	-0.44
Dívida/lucro líquido						59.89	63.45	64.93	-256.12	-28.33	-10.16		17.05	17.05	13.96	-52.1020	-158.16
Peg													-0.0275	-0.0275	17.94	-0.0275	0.00
Beta												2.8	3.54	4.88	4.91	3.74	20.34
ÍNDICE ALTMAN												34.22	34.21	34.21	1.01	34.21	-0.01

Dividendos

Ifrs

Relatórios Anual

	2014	2016	2017	2018	2019	LTM	Média na indústria	Média de 5 anos	CAGR 5
Div. Pagamento, bilhão	0.0026	0.0026	0.0016	0.3463	0.005			0.0716	13.97
Dividendo						0
Div renda, AO, %						0	1.35
Dividendos / lucro, %	8.58	1.99	3.37	-0.6062	0.8292	0	18.71	2.83	-37.33

	Média na indústria	Média de 5 trimestres	CAGR 5

	Média na indústria	Média de 5 trimestres	CAGR 5

Descansar

Ifrs

Relatórios Anual Trimestral

	2020	2021	2022	2023	2024	LTM	CAGR 5
Capex/Receita, %	0.4266	0.966	0.5945	0.4733	0.9264	0.9264	16.78
Funcionários, pessoas				10 363	10 363		0.00

	2024Q4	CAGR 5
Capex/Receita, %	0.3062	0.00

	CAGR 5

Investing Port

Fusion Micro Finance Limited

Relatórios Fusion Micro Finance Limited

Capitalização

Saldo contábil

Promoção

Eficiência

Coeficientes

Dividendos

Pague a assinatura

Descansar